Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

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Better Mortgage Refinance

Provider Better Mortgage

Min APR % 5.5%

Max APR % 7.5%

Min Amount $50,000

Max Amount $3,000,000

Min Term (months) 180 months

Max Term (months) 360 months

Approval Time Pre-approval in minutes, closing in 3 weeks

Requirements Minimum credit score 620, US property owner, Proof of income and employment

Type Mortgage Refinance

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

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SoFi Debt Consolidation Loan

Min Term (months) 24 months

Max Term (months) 84 months

Approval Time Same day funding available

Requirements Minimum credit score 680, US citizen or permanent resident, Employed or have regular income

Type Debt_consolidation

SoFi offers a approach to debt consolidation with and flexible terms.

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Carvana Auto Finance

Min Term (months) 24 months

Max Term (months) 84 months

Type Auto

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Dave ExtraCash

Provider Dave

Min Amount $25

Max Amount $500

Min Term (months) 1 months

Max Term (months) 1 months

Approval Time 5 minutes

Requirements Dave Checking account, Active bank account with income history, No credit check

Type Cash Advance

Dave ExtraCash provides a quick and accessible cash advance solution without interest, ppealing for those in need of immediate funds.

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Alliant Credit Union Personal Loans

Provider Alliant Credit Union

Min Term (months) 12 months

Max Term (months) 60 months

Type Personal (Credit Union)

Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.

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OppLoans

Min Term (months) 9 months

Max Term (months) 18 months

Approval Time Same day

Requirements No minimum credit score, Active bank account, Verifiable income

Type Emergency Installment Loan

OppLoans provides quick access to funds and helps build credit, but high APRs can lead to significant costs for borrowers.

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Earnest Student Loan Refinance

Type Student_refinance

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

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Better Mortgage

Provider Better Mortgage

Min APR % 6.5%

Max APR % 8%

Min Amount $50,000

Max Amount $2,000,000

Type Mortgage

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

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Upgrade Debt Consolidation Loan

Min Term (months) 24 months

Max Term (months) 84 months

Approval Time Next business day funding

Requirements Minimum credit score 580, US citizen or permanent resident, Verifiable income, Must be 18+, Bank account required

Type Debt_consolidation

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

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Ally Auto Finance

Provider Ally Financial

Min Term (months) 12 months

Max Term (months) 84 months

Approval Time Same day via dealer

Requirements US resident, Aged 18+

Type Car_finance

Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.

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Brigit Instant Cash

Provider Brigit

Min Amount $50

Max Amount $250

Min Term (months) 1 months

Max Term (months) 1 months

Approval Time Minutes

Requirements Active bank account with regular income deposits, No credit check required, US resident

Type Cash Advance

Brigit is a cash advance solution, ideal for those needing urgent funds without the burden of credit checks.

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Citizens Personal Loans

Provider Citizens Bank

Min Term (months) 36 months

Max Term (months) 84 months

Type Personal

Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.

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LendNation

Min Term (months) 1 months

Max Term (months) 6 months

Approval Time Same day at stores

Requirements Active bank account, Government-issued ID, Proof of income

Type Payday Loan

LendNation provides fast access to funds but comes with high APRs, making it suitable for short-term financial emergencies.

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Sallie Mae Student Loan

Min Term (months) 60 months

Max Term (months) 180 months

Type Student

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

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Bethpage Federal Credit Union HELOC

Provider Bethpage Federal Credit Union

Min APR % 5.99%

Max APR % 7.5%

Type Heloc

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

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LendingClub Debt Consolidation Loan

Min Term (months) 24 months

Max Term (months) 60 months

Approval Time Approved in as little as 1 hour, funded next business day

Requirements Minimum credit score 600, US citizen or permanent resident, Verifiable income

Type Debt_consolidation

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

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myAutoloan

Min Term (months) 24 months

Max Term (months) 84 months

Type Auto

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Navy Federal Credit Union Personal Loans

Provider Navy Federal Credit Union

Min Term (months) 6 months

Max Term (months) 180 months

Type Personal (Credit Union)

Navy Federal Credit Union offers competitive personal loan rates tailored for military members and their families, making it a solid choice for those eligible.

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ACE Cash Express

Provider ACE Cash Express

Max Term (months) 6 months

Approval Time Same day

Requirements active_bank_account, regular_income, 18_years_or_older, valid_id

Type Payday/installment

ACE Cash Express offers quick access to cash but comes with high APRs, costly option for borrowers.

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Latest from the blog

The Best Personal Loans for Spring 2026: Top Picks for Every Need

Looking to secure a personal loan this spring? We've analyzed the top options for different needs, from low rates to fast funding. Discover which loans stand out and why.