Independent Lending Research

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Loan Categories
Personal Loans
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Rates updated daily
No credit score impact
Editorial methodology

Recently added

Tangerine Line of Credit

Provider Tangerine
Min APR % 7.45%
Max APR % 12.45%
Min Amount C$1,000
Max Amount C$50,000
Min Term (months) 12 months
Max Term (months) 60 months
Approval Time 1-3 business days
Requirements Canadian resident, Tangerine client or new applicant, Good credit history
Type Line Of Credit

The Tangerine Line of Credit offers a competitive option for those seeking flexible borrowing without annual fees. Its fully online management makes it convenient for digital-savvy users.

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Coast Capital Savings Personal Loan

Provider Coast Capital Savings
Min APR % 7.99%
Max APR % 14.99%
Min Amount C$1,000
Max Amount C$50,000
Min Term (months) 12 months
Max Term (months) 60 months
Approval Time 1-3 business days
Requirements Coast Capital member, Canadian resident, Good credit score
Type Personal

Coast Capital Savings offers competitive personal loan rates with a member-focused approach. However, potential borrowers should carefully consider their financial situation before applying.

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Meridian Credit Union Personal Loan

Provider Meridian Credit Union
Min APR % 7.49%
Max APR % 12.99%
Min Amount C$1,000
Max Amount C$50,000
Min Term (months) 12 months
Max Term (months) 60 months
Approval Time 1-3 business days
Requirements Ontario resident (member), Good credit score, Proof of income
Type Personal

Meridian Credit Union offers competitive personal loan rates with a member-first approach, making it a solid choice for Ontarians. However, potential borrowers should compare terms and conditions before committing.

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goPeer Personal Loan

Provider goPeer
Min APR % 8.99%
Max APR % 34.99%
Min Amount C$1,000
Max Amount C$35,000
Min Term (months) 36 months
Max Term (months) 60 months
Approval Time 3-5 business days
Requirements Canadian resident, Credit score 600+, Active bank account, Proof of income
Type Personal

goPeer offers a unique peer-to-peer lending experience that can provide competitive rates for borrowers and solid returns for investors, making it a noteworthy option in Canada's lending landscape.

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National Bank Personal Loan

Provider National Bank of Canada
Min APR % 7.95%
Max APR % 14.95%
Min Amount C$2,000
Max Amount C$50,000
Min Term (months) 12 months
Max Term (months) 60 months
Approval Time 1-3 business days
Requirements Canadian resident, Good credit score, Proof of income
Type Personal

National Bank offers flexible personal loan options at competitive rates, especially for Quebec residents. However, potential borrowers should carefully evaluate their financial needs.

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