SBS Bank offers competitive home loan options, making it a viable choice for many New Zealanders. However, potential borrowers should carefully consider their lending criteria and fees.

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ASB Car Loan NZ

Provider ASB Bank

Min Term (months) 6 months

Max Term (months) 84 months

Approval Time 1-3 business days

Requirements NZ resident, Aged 18+, ASB account holder

Type Car_finance

ASB's car loan is a straightforward option for those looking to finance a vehicle, but the interest rate may be high for some borrowers.

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ANZ Personal Loans

Min Term (months) 6 months

Max Term (months) 84 months

Approval Time Decision within 5 business days, same-day funding once approved

Requirements At least 18 years old, Regular income, Enough money left after expenses for repayments, NZ citizen, permanent resident, or qualifying work visa, ANZ customer with an everyday account

Type Personal

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AA Money Car Loan

Min Term (months) 12 months

Max Term (months) 60 months

Approval Time Quick online application

Requirements NZ citizen or permanent resident, Regular income, Minimum age 18

Type Auto

AA Money's car loan options cater well to a variety of borrowers, but the interest rates may be higher than some competitors.

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ASB Personal Loan

Min Term (months) 6 months

Max Term (months) 84 months

Type Personal

ASB's personal loan options are competitive, especially for those looking for larger amounts over longer terms.

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Instant Finance Car Loan

Provider Instant Finance

Min Term (months) 12 months

Max Term (months) 84 months

Approval Time Fast online approval

Requirements NZ citizen or permanent resident, Regular income

Type Auto

Instant Finance provides a straightforward car loan option, but borrowers should be cautious of the higher interest rates.

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Westpac Personal Loan

Min Term (months) 6 months

Max Term (months) 60 months

Type Personal

With flexible borrowing options, Westpac's personal loan is ideal for various financial needs, though the standard rate is on the higher side.

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UDC Personal Vehicle Finance

Max Amount NZ$100,000

Min Term (months) 12 months

Max Term (months) 60 months

Approval Time Apply online or through dealer network

Requirements NZ citizen or permanent resident, Age 18+, Regular income

Type Car_finance

UDC Finance offers competitive car loan options with flexible terms, making it a solid choice for potential borrowers in New Zealand.

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BNZ Personal Loan

Min Term (months) 6 months

Max Term (months) 60 months

Type Personal

BNZ's personal loan is a viable option for those needing a significant amount of cash quickly, but rates can be steep.

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MTF Finance Car Loan NZ

Max Amount NZ$100,000

Min Term (months) 12 months

Max Term (months) 84 months

Approval Time Same day decision

Requirements NZ resident, Aged 18+, Regular income

Type Car_finance

MTF Finance provides competitive car loan options for those looking to finance a vehicle, with flexible terms and quick approvals.

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The Co-operative Bank Personal Loan

Provider The Co-operative Bank

Min Term (months) 6 months

Max Term (months) 60 months

Type Personal

With rates starting at 9.95% p.a., this loan is an appealing option for many borrowers.

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Harmoney Car Loan

Max Amount NZ$100,000

Min Term (months) 36 months

Max Term (months) 84 months

Approval Time Rate check with no credit score impact

Requirements NZ or Australian citizen, No defaults on credit file, Full-time or permanent part-time employment

Type Car_finance

Harmoney's car loan is a viable option for borrowers looking for flexible borrowing terms and competitive rates.

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Harmoney Personal Loans

Max Amount NZ$100,000

Min Term (months) 36 months

Max Term (months) 84 months

Approval Time Quote in minutes, funding can be as fast as 9 minutes

Requirements At least 18 years old, NZ citizen, permanent resident, or Australian citizen, No defaults on credit file, Full-time or permanent part-time employment

Type Personal

Harmoney offers a flexible personal loan option for those looking to consolidate debt or finance personal projects. However, borrowers should consider their creditworthiness before applying.

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